Foreclosure Defense
Consumers have rights upon the threatened or pending foreclosure of their home. If violated, these rights can be asserted in defense against a lender's, assignee's or investor's foreclosure action. Among other things, they can range from simply a failure by the original lender to disclose consumer rights, to outright fraud or predatory lending, to identity theft. These rights might also be affirmatively prosecuted under federal and state laws which govern the mortgage lending industry. Whether in defense of a foreclosure action, or by way of an affirmative lawsuit against the holder of the mortgage, consumers often do not know their rights. It is most advisable to seek a knowledgeable attorney at the earliest possible stage to perhaps avert foreclosure proceedings, or to try to reverse them, if it is not too late to save the home.
